www.Accenture.com

To succeed in an increasingly competitive business environment, insurers need to be nimble and innovative. Accenture can help by providing solutions that are widely recognized in the Insurance industry as Transformational Business Practices. Accenture Insurance Services helps clients optimize, standardize, automate and outsource insurance processes and the infrastructure that supports them.

• Administrative support for new business, policy services and claims
• Straight-through policy processing through standardization and automation
• Low-cost operations that combine world-class processing and skills
• Industry-proven practices and the latest technology
• Fully integrated consulting, application outsourcing, and system integration capability

By 'industrializing' operations, insurers are reducing their costs, improving customer service, growing revenue, and attaining real differentiation. We invite you to contact us to learn more at www.accenture.com/insurance.

www.adobe.com/financial

For more than two decades, Adobe's award-winning technologies and software have redefined business, entertainment, and personal communications by setting new standards for producing and delivering content that engages people anywhere at anytime. From rich images in print, video, and film to dynamic digital content for a variety of media, the impact of Adobe solutions is clear to anyone who creates, views, and interacts with information.

Now that Adobe and Macromedia are one company, Adobe is better positioned than ever to drive even greater innovation with powerful, compelling software solutions that meet the needs of our financial services customers. Our industry solutions help organizations better engage with customers, improve organizational efficiency across a range of financial processes, and enhance communications throughout the extended enterprise.

For more information go to www.adobe.com/financial.

www.camilion.com

With customers who are the world's largest insurers, Camilion Solutions, Inc. is a leading provider of enterprise product development solutions and policy administration systems for insurance.

ProductAuthority™, an enterprise product development solution, fundamentally changes how insurers develop and "operationalize" their products to accelerate speed to market. Designed from the ground up, ProductAuthority is a 'pure' enterprise insurance product configurator. It independently manages the complete product definition in a central repository without affecting business processes while product data and rules are exposed as Product Services to legacy applications like new business, underwriting and policy administration. Products can be thoroughly tested prior to launch to optimize quality. With ProductAuthority, insurers can quickly launch products into new markets and across multiple channels at a fraction of the cost.

www.csc.com/insurance

CSC leads the industry in helping insurers achieve business results through the expert use of technology. With more than 30 years of experience, we draw upon a unique blend of industry knowledge, technology expertise and intellectual property to deliver flexible solutions that allow clients to achieve competitive differentiation and stay ahead of emerging financial services trends.

CSC provides the right mix of offerings to support clients' unique business objectives. Our portfolio of assets includes the world's largest collection of financial services application software, a full range of consulting, systems integration and outsourcing services, and an extended network of industry and technical partnerships.

CSC helps insurers reach their business goals by providing a single source for expertise and technology that address every facet of the insurance organization. Our comprehensive portfolio of function-rich software and integrated solutions is designed to help you improve processes and increase efficiencies, while decreasing expenses throughout the entire enterprise.

www.deloitte.com

Deloitte Consulting LLP is a leader in developing and implementing business improvement strategies for insurance companies. Combining deep industry knowledge with business, operations and technology, we partner with our clients to deliver competitive strategies that differentiate them in the marketplace, and position them for profitable growth.

By aligning technology capabilities with business goals, we help IT executives envision the possibilities, harness technology and demonstrate value to their companies. With expertise across a range of disciplines, Deloitte Consulting supports IT executives in their role as business leaders.

Our technology integration practice helps clients' IT organizations solve business challenges through the integration of technology -- as discrete services and/or comprehensive solutions. Our capabilities include development, enterprise connection, enterprise systems management and security, network and architecture services.

Experienced in all facets of the insurance value chain, we help companies gain competitive advantages in the areas of quoting, underwriting, issuing and administering policies, claims, customer service and agent reporting. Our practitioners know your business - because they are from insurance companies themselves, or have spent the bulk of their careers serving the industry. Our clients include Life, P&C, Brokers and Reinsurance companies.

www.diamondconsultants.com

About Diamond Management & Technology Consultants

Diamond (NASDAQ: DTPI) is a management and technology consulting firm. Recognizing that information and technology shape market dynamics, Diamond’s small teams of experts work across functional and organizational boundaries to develop new strategies, improve operations, and deliver results. Since the greatest value in a strategy, and its highest risk, resides in its implementation, Diamond also provides proven execution capabilities. We deliver three critical elements to every project: fact-based objectivity, spirited collaboration, and sustainable results. To learn more visit www.diamondconsultants.com.

www.docscience.com

Document Sciences is a market-leading global provider of customer communications management solutions. Our award-winning xPression software suite enables insurance organizations to automate the creation and delivery of well-designed, highly personalized communications -- from customized marketing collaterals, contracts and policies to high-volume relationship statements and correspondence via print, email and Web, in real-time and high volume batch. More than 500 organizations worldwide, including over 60 FORTUNE Global 500 companies, use Document Sciences' solutions to reduce development costs by up to 90%, improve time-to-revenue by as much as 75%, and enhance the overall customer experience with highly effective 1:1 communications. Based in Carlsbad, California, with award-winning offshore services operations in Beijing, China and offices across the U.S. and in London, Document Sciences also markets its products in Europe, Australia, Canada, New Zealand, Latin America and Asia. For more information about Document Sciences call 888.4.DOC.SCI.

www.duckcreektech.com

Duck Creek Technologies is a software and services company that is changing the rules of the insurance business by accelerating the ability to achieve the industry vision of "Product in a Day." The EXAMPLE Platform(R) enables insurance carriers to rapidly define, develop, deploy, and manage their insurance products and services - for any line of business. Duck Creek's customers use the EXAMPLE Platform's flexible Service-Oriented Architecture for product definition, rating and underwriting, submission processing, policy administration, and legacy migration.

Duck Creek is one of America's fastest growing private companies, appearing on the Inc. Magazine "Inc. 500" list for the past two consecutive years. Founded in 2000, the company has offices in Bolivar, Missouri, Farmington, Connecticut, and Columbia, South Carolina. Duck Creek Technologies is a Microsoft Gold Certified Partner. For more information, visit www.duckcreektech.com or call 800-889-8401.

www.exstream.com

Exstream Software helps leading insurance companies around the world-including AFLAC, Allstate, CIGNA, Humana, ING, Nationwide, and Principal Financial Group-connect with policyholders and agents more consistently through multiple print and electronic channels.

Designed with an open architecture and robust functionality to connect with an enterprise's data sources, systems, and web infrastructure, Exstream's Dialogue enterprise personalization software provides a single platform for designing, maintaining, and delivering coordinated and consistent policyholder and agent communications-correspondence, quotes, policies, declarations, renewals, EOBs, and more-regardless of document type, variable content or delivery channel. Dialogue's compliance support and advanced workflow technology automate document management, enabling highly regulated industries to deliver compliant communications more efficiently.

Exstream's customers get to market with critical communications up to 85 percent faster, reduce document development and production costs by as much as 80 percent, and reduce call center volume through clearer, more relevant communications.

www.guidewire.com

Guidewire Software is a leading provider of technology solutions to property and casualty and workers' compensation insurers. Guidewire delivers proven software to run core insurance operations, including billing, underwriting, policy, and claim management. The Guidewire Insurance Suite(TM); consists of Guidewire ClaimCenter, Guidewire PolicyCenter(R), and Guidewire BillingCenter(TM), which provide a modern, web-based platform for all lines of business.

Guidewire is headquartered in San Mateo, California, with offices in Toronto, London, Paris, and Sydney. For more information, please visit www.guidewire.com.

ibm.com/industries/financialservices/insurance

IBM offers a full range of insurance specific solutions and services to help insurers meet today's business challenges. IBM wants to be a strategic partner in helping insurers to become more innovative and help to support our insurance clients business and IT objectives. IBM is the world's largest information technology company and provider of IT services. Drawing on resources from across IBM and key Business Partners, IBM offers solutions and technologies that enable clients in the insurance industry, large and small, to capitalize on innovation and take full advantage of the new era of on demand business.

IBM can help clients become more competitive through the innovative deployment of high-impact, on demand solutions that enable insurers to achieve flexibility, scalability, variability, robustness and security in their IT architecture. These solutions comprise the full range of IBM capabilities including consulting, software, hardware, research and services. IBM offers solutions that can strengthen customer relationships, streamline business processes, reduce costs and risks and enhance technical infrastructure.

www.insurity.com

Insurity provides effective business-process support management to the property/casualty insurance industry. We deliver policy administration, claims administration, compliance management, regulatory reporting, reinsurance, billing, hosting, and maintenance services to carriers, MGAs, brokers, agents, and TPAs. We also provide support services from needs assessment to project planning, from application-input to customized reporting, from interface development to disaster recovery. As a result, we improve the operational and financial performance of insurers n enhancing risk-acceptance and loss-mitigation, increasing efficiency, reducing expenses, and improving outcomes.

Insurance Decisions — a suite of business-improving services and process-improving products for commercial and personal lines on a web services platform n provides effective decision-support to all parties in the insurance value chain. Insurance Decisions improves everything from underwriting to policy issuance, from renewals to reinsurance, from first notice of loss to fraud detection, from case management to payment, from data warehousing to management reporting, from executive dashboards to user-defined access and security.

www.majescomastek.com

MajescoMastek, the US subsidiary of Mastek, a $184 million leading IT solutions player with global operations provides new technology and IP-led enterprise solutions to insurance, government, and financial services organizations worldwide.

MajescoMastek offers comprehensive solutions and services to Insurance carriers that dramatically reduce the complexity, time and cost of developing and deploying IT Solutions.

MajescoMastek's over two decades of work with leading Life & Annuity Insurance carriers globally is reflected in Elixir, a modern end to end enterprise platform that comprises a suite of components which can be implemented in whole or in component parts. The key components include Product Configurator, Policy Administration, New Business & Underwriting, Incentive Compensation Management, Point of Sales, Claims and Reinsurance.

With an insurance industry experience spanning over 3000 person years, 200 successful engagements and a dedicated Insurance center of excellence of over 1000 consultants, MajescoMastek is perfectly suited to be your strategic partner of choice.

MajescoMastek is committed to long-term partnerships and to adding value to its customers by ensuring a high level of predictability in the time, cost and quality of projects delivered.

MajescoMastek's client relationships are driven by shared values and goals and are not rigid lock-in contracts.

MajescoMastek also offers flexible engagement models such as Software as a Service ('SaaS'). www.majescomastek.com

www.oracle.com

Oracle's business is information--how to manage it, use it, share it, protect it. For nearly three decades, Oracle (NASDAQ: ORCL), the world's largest enterprise software company, has provided software and services that enable organizations to get the most accurate and up-to-date information from their business systems. Today, Oracle has over 275,000 customers--including 98 of the Fortune 100--in more than 145 countries.

For more information on Oracle's solutions for Financial Services, visit: www.oracle.com/industries/financial_services

www.sap.com

With SAP for Insurance, you adapt quickly to changing needs while maintaining the control and visibility necessary to ensure profitable growth. Our solutions integrate the entire insurance value chain -- from collection of premiums through payment of claims. They support data transparency, data integrity, and powerful analytics for tactical and strategic decision-making and reporting.

www.sas.com/industry/ins/

From dwindling investment portfolios due to market volatility and a stagnant global economy, to rising claims costs due to unpredictable disasters n insurers are taking hits from all sides. Today more than ever, SAS understands that you need to increase sales of new policies, while decreasing operational costs. And you need to market across channels and support the success of intermediaries. To accomplish these goals, you must pull information from historically separate areas to get a complete picture of your total risk capital. SAS offers a suite of integrated insurance-specific solutions that include streamlined processes and techniques that speed up both implementation and results, giving you a fast track to ROI. With SAS(R) Insurance Intelligence Solutions, you can manage risk, increase customer profitability, improve operational efficiency and measure performance. SAS delivers the most important commodity in today's business world - The Power to Know(R) - allowing insurance companies to transform data into a healthier bottom line.

www.satyam.com

Understanding business needs, Satyam's Integrated Insurance Business delivers the right solutions to its Life, P&C and Health Insurance Customers. With increases in the complexity of the Insurance Product Portfolio and high consumer awareness with respect to various insurance plans and distribution, the insurance industry is undergoing a metamorphosis in the way it conducts business. Business-critical strategies can only be effective when appropriate enabling solutions are implemented rapidly and in a cost-effective manner. With 9000-plus-person-years of experience across the Insurance Value Chain, Satyam has insured success for top Global Insurers by synergizing its domain and technical competencies...

Satyam Computer Services Ltd. (NYSE: SAY) is a leading global IT consulting and services provider with more than 40,000 associates worldwide, offering a range of expertise aimed at helping customers transform their businesses to compete successfully in an ever-changing marketplace. Satyam serves over 558 global companies, of which 163 are Fortune Global 500 and Fortune US 500 corporations. Satyam's presence spans 55 countries, across six continents and 25 time zones.

Satyam is the business transformation partner the Insurance Industry demands: trusted, smart and global.

www.solcorp.com

EDS SOLCORP is a global leader in software solutions and consulting services for the Insurance and Financial Services industries. EDS SOLCORP has over 80 customers in 24 countries spanning 5 continents. Over the past 25 years, EDS SOLCORP's product design, development, and implementation teams have accumulated unparalleled life insurance domain expertise and knowledge.

EDS SOLCORP provides the industry with unique end-to-end solutions driven by innovation and supported by proven expertise and scalable resources, infrastructure and systems. EDS SOLCORP has the economies of scale and scope to successfully tackle large-scale, multifaceted projects. Our policy administration solutions power the EDS business process outsourcing (BPO) life insurance offering and our new generation solutions fully conform to the EDS Agile application principles.

EDS SOLCORP's future-looking, end-to-end vision addresses manufacturer and administration solutions, the manufacturer/distributor data and process integration gap, and distribution channel customer support and portfolio management processes Through the design and delivery of innovative software and services, EDS SOLCORP has helped their clients reduce their total cost of administration, accelerate time to market for new products, and streamline their infrastructure.

EDS SOLCORP can help you reduce simplify and expedite complex business processes and meet the needs of your customers with greater ease, speed and agility. To learn how your company can further their competitive advantage, please visit our website at www.edssolcorp.com.

www.syntelinc.com

Syntel (NASDAQ: SYNT) is a leading global provider of custom outsourcing solutions for a broad spectrum of information technology and information technology-enabled services.

Syntel leverages its global talent pool and global delivery model to deliver services to customers in the most efficient and cost effective manner. Syntel's customers include some of the largest insurance carriers, banks, financial institutions, automakers and retailers. Three of the 10 largest P&C insurance carriers rely on Syntel to keep their systems running.

Our insurance teams have experience in all parts of the insurance value chain including sales & marketing, agency management, underwriting, policy administration, claims and reinsurance. We've successfully delivered more than 10,000 person years of work in application development, maintenance, DW/BI solutions, and more. Our teams, with certifications in LOMA, FLMI, CPCU and more, have helped insurers remain competitive in a fierce market through custom solutions and innovative programs addressing market forces, cost pressures, regulatory changes, and competitive factors. Over 60 percent of our projects for insurance companies are completed on a fixed-fee basis.

Syntel has more than 9,200 employees worldwide, is assessed at Level 5 of the SEI's CMMI, BS 7799-2:2002 as well as ISO 9001:2000 certified.

www.towersperrin.com

Power. Speed. Control. These are the qualities that leading financial services companies need from their financial modeling software. And these are the hallmarks of RiskAgility™, a state-of-the-art risk management software framework coming soon from Towers Perrin. Using the latest proven Microsoft(R) tools and technologies, RiskAgility offers leading-edge technology you can trust.

The RiskAgility framework resides on a managed environment to provide controls for proper corporate governance of financial models in compliance with IT best practices and Sarbanes-Oxley. Built on this framework, the RiskAgility Financial Modeling Suite will provide ready-to-use, customizable modeling applications built with reusable business objects to enhance actuarial productivity. RiskAgility is developed and supported by Towers Perrin, an industry leader in financial modeling with over 400 clients worldwide.

Towers Perrin is a global professional services firm that helps organizations optimize performance through effective people, risk and financial management. The firm provides solutions to client issues in the areas of human resource strategy, design and management; actuarial and management consulting to the financial services industry; and reinsurance intermediary services.

The firm has served large organizations in both the private and public sectors for over 70 years. Our clients include three-quarters of the world's 500 largest companies and three-quarters of the Fortune 1000 U.S. companies.

Our businesses include HR Services, Reinsurance and Tillinghast.

The Tillinghast business of Towers Perrin provides consulting and software solutions to insurance and financial services companies and advises other organizations on risk financing and self-insurance. We help our clients improve business performance in areas related to their financial, risk, product distribution and capital issues.