This is the June 2013 digital issue of Insurance & Technology. In it, we take an in-depth look at how technology is reshaping distribution and the sales culture within insurance companies. Our cover story delves into three technologies in particular -- mobile, underwriting systems and password management -- that are changing P&C distribution.

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In This Issue:

• Next-Gen P&C Distribution Tools: Three technologies that differentiate insurers and agents in a highly competitive market.
• Ease Of Use: E-applications, e-signatures and automated technologies are making it easier for agents to sell life insurance.
• Tech-Enabled Closers: Big data, mobility and social media are reshaping the sales cultures of insurance companies.
• The Annuities Game: CUNA Mutual's Retirement Radar application uses gamification techniques to help it expand marketing of lifetime annuities.

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